Self-Assessment for Complex Financial Situations
More than one income stream? Sold shares? Claimed child benefit?
We’ll help you make sense of it all and keep HMRC happy.
If your income’s a bit more complicated than the norm, your tax return can get messy fast.
We’ll bring it all together and handle the lot — no jargon, no drama. Here’s what we can help with:
Multiple Income Sources
Salary from one job, freelance on the side, maybe some rental or dividend income too? We’ll add it all up, work out what’s owed, and file it properly with HMRC.
Capital Gains
If you’ve sold shares, crypto, property, or even valuable items, you may need to report the gain.
We’ll check if tax is due and get it sorted — including any allowances you’re owed.
High-Income Child Benefit
If you claim child benefit and earn over £60,000, you may need to pay some (or all) of it back. We’ll do the sums, explain how it works in plain English, and include it in your return.
Overseas Income or Pensions
Income from another country? Renting an overseas property? Foreign pension? We’ll make sure it’s declared properly and help avoid double taxation if you’re due relief or exemptions.
Why You May Need to File
Even if you’re employed and pay tax through PAYE, you might still need to file a Self-Assessment.
You’ll likely need to file if:
You earn over £100,000
You get income from renting out property
You receive dividends or savings interest
You’ve sold shares, crypto or a second home
You earn over £50,000 and get child benefit
You’ve got overseas income or pensions
HMRC has asked you to file a return
Not sure if it applies to you? Just ask — we’ll let you know straight away.
What We Handle for You
We’ll take care of all the tricky bits and make sure your tax return covers everything it needs to.
- Pull together everything you’ve earned
- Calculate gains from things like shares or crypto
- Handle HMRC letters or requests to file
- Use the right allowances and tax bands
- File your Self-Assessment and explain what you owe
No spreadsheets or guesswork — we do it all for you.
What You’ll Get
If your finances are a bit more complicated, we make sure everything is reported OK without the stress.
- A tax return that covers all your income sources, benefits, and deductions
- Help untangling anything confusing, from foreign income to multiple jobs
- A clear picture of what you owe and why
- Calm, straight-talking support when things feel messy or unclear
Frequently Asked Questions
FAQs
Do I need to file if I earn over £100,000?
Yes — even if you’re fully employed and taxed through PAYE, HMRC requires a return at that income level.
What counts as a capital gain?
Profit from selling things like shares, crypto, second homes or valuable personal items. We’ll check if you owe tax and handle the reporting.
How does child benefit repayment work?
If your income is over £50,000 (£60,000 in 2025-26 Tax Year), you may need to repay some of the benefit through your tax return. We’ll do the sums and include it if needed.
I’ve had income from abroad — do I need to declare it?
Yes — most of the time, you do. We’ll check what applies and help make sure you don’t get taxed twice.
Let’s Make It Simple
Tax doesn’t have to be a nightmare — even if your income’s a bit all over the place.
We’ll pull it all together, sort your return, and make sure nothing’s missed.